Without Collateral

  • Tether
  • Ethereum
  • Bitcoin
  • USD Coin
  • Bitcoin Cash
  • Litecoin
  • Monero
  • Tron
  • DAI
  • Ripple
  • EOS
  • Chainlink
Platform
Category
Duration
Rate
Rank
coinloan logo CoinLoan.io
Lending Platform
14-360 days
4
4.5
Short review

CoinLoan is the platform where anyone can lend or borrow crypto coins. It is the first peer-to-peer (P2P) lending platform that offers you cryptoassets backed loans. Simply put, you can borrow, exchange fiat currency, cryptocurrencies, and earn interests from any part of the world all at one place.

Pros

Unlock Potential of Idle Assets

Reasonable Rates

Easy Withdrawal

Easy Loans

Variety of Currencies

Cons

Market Volatility

High Default Rate

Aave
Lending Platform
1-360 days
3
4.5
Short review

Crypto lending is opening up a new range of possibilities for depositors and borrowers. Several crypto-lending platforms are competing to come up with innovative solutions to attract investors.
Among them, Aave is making a wave in the market with its most extensive options of assets for lending and borrowing. On top of that, you can also take advantage of loans without collateral.
Excited to know more? Let's find out more in our Aave review!

Pros

Great rates in the industry

Pioneers of the DeFi movement

A wide range of assets to lend and borrow

Used by a huge number of people

Zero collateral loans

Cons

Not very user-friendly

Need technical knowledge to avail flash loans

Celsius
Lending Platform
6 - 36 Months
5
4.8
Short review

Celsius Network has been on the financial headlines with its big promise, attracting massive attention from crypto traders. Guaranteeing a 4-10% APY annual return is quite a big promise to make to stakeholders, which many have termed as unreal. However, in this article, you get an in-depth overview of Celsius services, highlighting both the good, the bad and the hype. By the end of this review, you will understand clearly whether the company can deliver its big agenda to the members or not and if it does, how it does it.

Pros

There is no minimum deposit.

No withdrawal fee feature.

Freedom to choose how to receive or pay your interest.

Celsius Network does not lock the funds of the users.

No Credit Check

Cons

$25k Limit on Immediate Withdrawals

They do not offer a downloadable earning statement.

Platform
Category
Duration
Rate
Rank
coinloan logo CoinLoan.io
Lending Platform
14-360 days
4
4.5
Short review

CoinLoan is the platform where anyone can lend or borrow crypto coins. It is the first peer-to-peer (P2P) lending platform that offers you cryptoassets backed loans. Simply put, you can borrow, exchange fiat currency, cryptocurrencies, and earn interests from any part of the world all at one place.

Pros

Unlock Potential of Idle Assets

Reasonable Rates

Easy Withdrawal

Easy Loans

Variety of Currencies

Cons

Market Volatility

High Default Rate

BlockFi
Lending Platform
7-360 days
7.08
4.8
Short review

BlockFi, founded in August 2017, is one of the first privately-held NYC-based lending startups in the cryptocurrency markets. It allows cryptocurrency holders to efficiently use their digital assets around with market volatility, by either earning interest on or take a loan against your Cryptocurrencie.

Pros

Easy registration

Trading and lending benefits

Competitive interest on deposits and savings

Maximum security

Universal access unless sanctioned by your particular country

Easy withdrawals

Cons

Default or counterparty risk on lending money

No instant withdrawals

Variable interest rates on investment

Constant
Lending Platform
30-180 days
4
3.9
Short review

Is MyConstant really a legit money-making platform?
MyConstant reviews always seem to be positive. But as we know, the P2P crypto-lending market can be quite deceiving. That's why we have taken the responsibility of providing you with an unbiased MyConstant review. We will analyze every aspect of MyConstant, and provide you the right information to make informed decisions.

Pros

Earn money just like a savings account

Varied investment options

Assured collaterals and guarantees

Great support and transparency

Free and easy withdrawals

Cons

Some reports of delayed credits

KYC requirements for fiat transfers

Celsius
Lending Platform
6 - 36 Months
5
4.8
Short review

Celsius Network has been on the financial headlines with its big promise, attracting massive attention from crypto traders. Guaranteeing a 4-10% APY annual return is quite a big promise to make to stakeholders, which many have termed as unreal. However, in this article, you get an in-depth overview of Celsius services, highlighting both the good, the bad and the hype. By the end of this review, you will understand clearly whether the company can deliver its big agenda to the members or not and if it does, how it does it.

Pros

There is no minimum deposit.

No withdrawal fee feature.

Freedom to choose how to receive or pay your interest.

Celsius Network does not lock the funds of the users.

No Credit Check

Cons

$25k Limit on Immediate Withdrawals

They do not offer a downloadable earning statement.

Platform
Category
Duration
Rate
Rank
coinloan logo CoinLoan.io
Lending Platform
14-360 days
4
4.5
Short review

CoinLoan is the platform where anyone can lend or borrow crypto coins. It is the first peer-to-peer (P2P) lending platform that offers you cryptoassets backed loans. Simply put, you can borrow, exchange fiat currency, cryptocurrencies, and earn interests from any part of the world all at one place.

Pros

Unlock Potential of Idle Assets

Reasonable Rates

Easy Withdrawal

Easy Loans

Variety of Currencies

Cons

Market Volatility

High Default Rate

BlockFi
Lending Platform
7-360 days
7.08
4.8
Short review

BlockFi, founded in August 2017, is one of the first privately-held NYC-based lending startups in the cryptocurrency markets. It allows cryptocurrency holders to efficiently use their digital assets around with market volatility, by either earning interest on or take a loan against your Cryptocurrencie.

Pros

Easy registration

Trading and lending benefits

Competitive interest on deposits and savings

Maximum security

Universal access unless sanctioned by your particular country

Easy withdrawals

Cons

Default or counterparty risk on lending money

No instant withdrawals

Variable interest rates on investment

Compound Finance 
Lending Platform
1-360 days
9
4.2
Constant
Lending Platform
30-180 days
4
3.9
Short review

Is MyConstant really a legit money-making platform?
MyConstant reviews always seem to be positive. But as we know, the P2P crypto-lending market can be quite deceiving. That's why we have taken the responsibility of providing you with an unbiased MyConstant review. We will analyze every aspect of MyConstant, and provide you the right information to make informed decisions.

Pros

Earn money just like a savings account

Varied investment options

Assured collaterals and guarantees

Great support and transparency

Free and easy withdrawals

Cons

Some reports of delayed credits

KYC requirements for fiat transfers

Crypto.com
Lending Platform
30-180 days
8
4
Aave
Lending Platform
1-360 days
3
4.5
Short review

Crypto lending is opening up a new range of possibilities for depositors and borrowers. Several crypto-lending platforms are competing to come up with innovative solutions to attract investors.
Among them, Aave is making a wave in the market with its most extensive options of assets for lending and borrowing. On top of that, you can also take advantage of loans without collateral.
Excited to know more? Let's find out more in our Aave review!

Pros

Great rates in the industry

Pioneers of the DeFi movement

A wide range of assets to lend and borrow

Used by a huge number of people

Zero collateral loans

Cons

Not very user-friendly

Need technical knowledge to avail flash loans

Nexo
1-360 days
3
4
Short review

Is Nexo worth the hype? Discover the good, the bad, and the outright amazing aspects of Nexo.io. So, use this opportunity to make an informed decision concerning your future with Nexo

Pros

The Nexo online platform is user-friendly.

The Nexo card makes it easy to access funds in the Nexo wallet.

Client funds are secured and insured.

Nexo.io offers affordable interest rates on both loans and deposits.

Nexo supports over 45 fiat currencies and 12 cryptocurrencies.

Cons

Margin calls are possible in case the value of your cryptocurrency security drops.

Nexo.io offers limited interest on cryptocurrency deposits.

Proof of identity is a must, making it unsuitable for people who prefer to remain anonymous in the crypto-exchange space.

Celsius
Lending Platform
6 - 36 Months
5
4.8
Short review

Celsius Network has been on the financial headlines with its big promise, attracting massive attention from crypto traders. Guaranteeing a 4-10% APY annual return is quite a big promise to make to stakeholders, which many have termed as unreal. However, in this article, you get an in-depth overview of Celsius services, highlighting both the good, the bad and the hype. By the end of this review, you will understand clearly whether the company can deliver its big agenda to the members or not and if it does, how it does it.

Pros

There is no minimum deposit.

No withdrawal fee feature.

Freedom to choose how to receive or pay your interest.

Celsius Network does not lock the funds of the users.

No Credit Check

Cons

$25k Limit on Immediate Withdrawals

They do not offer a downloadable earning statement.

Platform
Category
Duration
Rate
Rank
Celsius
Lending Platform
6 - 36 Months
5
4.8
Short review

Celsius Network has been on the financial headlines with its big promise, attracting massive attention from crypto traders. Guaranteeing a 4-10% APY annual return is quite a big promise to make to stakeholders, which many have termed as unreal. However, in this article, you get an in-depth overview of Celsius services, highlighting both the good, the bad and the hype. By the end of this review, you will understand clearly whether the company can deliver its big agenda to the members or not and if it does, how it does it.

Pros

There is no minimum deposit.

No withdrawal fee feature.

Freedom to choose how to receive or pay your interest.

Celsius Network does not lock the funds of the users.

No Credit Check

Cons

$25k Limit on Immediate Withdrawals

They do not offer a downloadable earning statement.

Platform
Category
Duration
Rate
Rank
Compound Finance 
Lending Platform
1-360 days
9
4.2
Crypto.com
Lending Platform
30-180 days
8
4
Aave
Lending Platform
1-360 days
3
4.5
Short review

Crypto lending is opening up a new range of possibilities for depositors and borrowers. Several crypto-lending platforms are competing to come up with innovative solutions to attract investors.
Among them, Aave is making a wave in the market with its most extensive options of assets for lending and borrowing. On top of that, you can also take advantage of loans without collateral.
Excited to know more? Let's find out more in our Aave review!

Pros

Great rates in the industry

Pioneers of the DeFi movement

A wide range of assets to lend and borrow

Used by a huge number of people

Zero collateral loans

Cons

Not very user-friendly

Need technical knowledge to avail flash loans

Nexo
1-360 days
3
4
Short review

Is Nexo worth the hype? Discover the good, the bad, and the outright amazing aspects of Nexo.io. So, use this opportunity to make an informed decision concerning your future with Nexo

Pros

The Nexo online platform is user-friendly.

The Nexo card makes it easy to access funds in the Nexo wallet.

Client funds are secured and insured.

Nexo.io offers affordable interest rates on both loans and deposits.

Nexo supports over 45 fiat currencies and 12 cryptocurrencies.

Cons

Margin calls are possible in case the value of your cryptocurrency security drops.

Nexo.io offers limited interest on cryptocurrency deposits.

Proof of identity is a must, making it unsuitable for people who prefer to remain anonymous in the crypto-exchange space.

Celsius
Lending Platform
6 - 36 Months
5
4.8
Short review

Celsius Network has been on the financial headlines with its big promise, attracting massive attention from crypto traders. Guaranteeing a 4-10% APY annual return is quite a big promise to make to stakeholders, which many have termed as unreal. However, in this article, you get an in-depth overview of Celsius services, highlighting both the good, the bad and the hype. By the end of this review, you will understand clearly whether the company can deliver its big agenda to the members or not and if it does, how it does it.

Pros

There is no minimum deposit.

No withdrawal fee feature.

Freedom to choose how to receive or pay your interest.

Celsius Network does not lock the funds of the users.

No Credit Check

Cons

$25k Limit on Immediate Withdrawals

They do not offer a downloadable earning statement.

Platform
Category
Duration
Rate
Rank
Aave
Lending Platform
1-360 days
3
4.5
Short review

Crypto lending is opening up a new range of possibilities for depositors and borrowers. Several crypto-lending platforms are competing to come up with innovative solutions to attract investors.
Among them, Aave is making a wave in the market with its most extensive options of assets for lending and borrowing. On top of that, you can also take advantage of loans without collateral.
Excited to know more? Let's find out more in our Aave review!

Pros

Great rates in the industry

Pioneers of the DeFi movement

A wide range of assets to lend and borrow

Used by a huge number of people

Zero collateral loans

Cons

Not very user-friendly

Need technical knowledge to avail flash loans

Nexo
1-360 days
3
4
Short review

Is Nexo worth the hype? Discover the good, the bad, and the outright amazing aspects of Nexo.io. So, use this opportunity to make an informed decision concerning your future with Nexo

Pros

The Nexo online platform is user-friendly.

The Nexo card makes it easy to access funds in the Nexo wallet.

Client funds are secured and insured.

Nexo.io offers affordable interest rates on both loans and deposits.

Nexo supports over 45 fiat currencies and 12 cryptocurrencies.

Cons

Margin calls are possible in case the value of your cryptocurrency security drops.

Nexo.io offers limited interest on cryptocurrency deposits.

Proof of identity is a must, making it unsuitable for people who prefer to remain anonymous in the crypto-exchange space.

Celsius
Lending Platform
6 - 36 Months
5
4.8
Short review

Celsius Network has been on the financial headlines with its big promise, attracting massive attention from crypto traders. Guaranteeing a 4-10% APY annual return is quite a big promise to make to stakeholders, which many have termed as unreal. However, in this article, you get an in-depth overview of Celsius services, highlighting both the good, the bad and the hype. By the end of this review, you will understand clearly whether the company can deliver its big agenda to the members or not and if it does, how it does it.

Pros

There is no minimum deposit.

No withdrawal fee feature.

Freedom to choose how to receive or pay your interest.

Celsius Network does not lock the funds of the users.

No Credit Check

Cons

$25k Limit on Immediate Withdrawals

They do not offer a downloadable earning statement.

Platform
Category
Duration
Rate
Rank
Celsius
Lending Platform
6 - 36 Months
5
4.8
Short review

Celsius Network has been on the financial headlines with its big promise, attracting massive attention from crypto traders. Guaranteeing a 4-10% APY annual return is quite a big promise to make to stakeholders, which many have termed as unreal. However, in this article, you get an in-depth overview of Celsius services, highlighting both the good, the bad and the hype. By the end of this review, you will understand clearly whether the company can deliver its big agenda to the members or not and if it does, how it does it.

Pros

There is no minimum deposit.

No withdrawal fee feature.

Freedom to choose how to receive or pay your interest.

Celsius Network does not lock the funds of the users.

No Credit Check

Cons

$25k Limit on Immediate Withdrawals

They do not offer a downloadable earning statement.

Platform
Category
Duration
Rate
Rank
Aave
Lending Platform
1-360 days
3
4.5
Short review

Crypto lending is opening up a new range of possibilities for depositors and borrowers. Several crypto-lending platforms are competing to come up with innovative solutions to attract investors.
Among them, Aave is making a wave in the market with its most extensive options of assets for lending and borrowing. On top of that, you can also take advantage of loans without collateral.
Excited to know more? Let's find out more in our Aave review!

Pros

Great rates in the industry

Pioneers of the DeFi movement

A wide range of assets to lend and borrow

Used by a huge number of people

Zero collateral loans

Cons

Not very user-friendly

Need technical knowledge to avail flash loans

Celsius
Lending Platform
6 - 36 Months
5
4.8
Short review

Celsius Network has been on the financial headlines with its big promise, attracting massive attention from crypto traders. Guaranteeing a 4-10% APY annual return is quite a big promise to make to stakeholders, which many have termed as unreal. However, in this article, you get an in-depth overview of Celsius services, highlighting both the good, the bad and the hype. By the end of this review, you will understand clearly whether the company can deliver its big agenda to the members or not and if it does, how it does it.

Pros

There is no minimum deposit.

No withdrawal fee feature.

Freedom to choose how to receive or pay your interest.

Celsius Network does not lock the funds of the users.

No Credit Check

Cons

$25k Limit on Immediate Withdrawals

They do not offer a downloadable earning statement.

Platform
Category
Duration
Rate
Rank
Celsius
Lending Platform
6 - 36 Months
5
4.8
Short review

Celsius Network has been on the financial headlines with its big promise, attracting massive attention from crypto traders. Guaranteeing a 4-10% APY annual return is quite a big promise to make to stakeholders, which many have termed as unreal. However, in this article, you get an in-depth overview of Celsius services, highlighting both the good, the bad and the hype. By the end of this review, you will understand clearly whether the company can deliver its big agenda to the members or not and if it does, how it does it.

Pros

There is no minimum deposit.

No withdrawal fee feature.

Freedom to choose how to receive or pay your interest.

Celsius Network does not lock the funds of the users.

No Credit Check

Cons

$25k Limit on Immediate Withdrawals

They do not offer a downloadable earning statement.

Platform
Category
Duration
Rate
Rank
Celsius
Lending Platform
6 - 36 Months
5
4.8
Short review

Celsius Network has been on the financial headlines with its big promise, attracting massive attention from crypto traders. Guaranteeing a 4-10% APY annual return is quite a big promise to make to stakeholders, which many have termed as unreal. However, in this article, you get an in-depth overview of Celsius services, highlighting both the good, the bad and the hype. By the end of this review, you will understand clearly whether the company can deliver its big agenda to the members or not and if it does, how it does it.

Pros

There is no minimum deposit.

No withdrawal fee feature.

Freedom to choose how to receive or pay your interest.

Celsius Network does not lock the funds of the users.

No Credit Check

Cons

$25k Limit on Immediate Withdrawals

They do not offer a downloadable earning statement.

Platform
Category
Duration
Rate
Rank
Crypto.com
Lending Platform
30-180 days
8
4
Aave
Lending Platform
1-360 days
3
4.5
Short review

Crypto lending is opening up a new range of possibilities for depositors and borrowers. Several crypto-lending platforms are competing to come up with innovative solutions to attract investors.
Among them, Aave is making a wave in the market with its most extensive options of assets for lending and borrowing. On top of that, you can also take advantage of loans without collateral.
Excited to know more? Let's find out more in our Aave review!

Pros

Great rates in the industry

Pioneers of the DeFi movement

A wide range of assets to lend and borrow

Used by a huge number of people

Zero collateral loans

Cons

Not very user-friendly

Need technical knowledge to avail flash loans

Nexo
1-360 days
3
4
Short review

Is Nexo worth the hype? Discover the good, the bad, and the outright amazing aspects of Nexo.io. So, use this opportunity to make an informed decision concerning your future with Nexo

Pros

The Nexo online platform is user-friendly.

The Nexo card makes it easy to access funds in the Nexo wallet.

Client funds are secured and insured.

Nexo.io offers affordable interest rates on both loans and deposits.

Nexo supports over 45 fiat currencies and 12 cryptocurrencies.

Cons

Margin calls are possible in case the value of your cryptocurrency security drops.

Nexo.io offers limited interest on cryptocurrency deposits.

Proof of identity is a must, making it unsuitable for people who prefer to remain anonymous in the crypto-exchange space.

Celsius
Lending Platform
6 - 36 Months
5
4.8
Short review

Celsius Network has been on the financial headlines with its big promise, attracting massive attention from crypto traders. Guaranteeing a 4-10% APY annual return is quite a big promise to make to stakeholders, which many have termed as unreal. However, in this article, you get an in-depth overview of Celsius services, highlighting both the good, the bad and the hype. By the end of this review, you will understand clearly whether the company can deliver its big agenda to the members or not and if it does, how it does it.

Pros

There is no minimum deposit.

No withdrawal fee feature.

Freedom to choose how to receive or pay your interest.

Celsius Network does not lock the funds of the users.

No Credit Check

Cons

$25k Limit on Immediate Withdrawals

They do not offer a downloadable earning statement.

Platform
Category
Duration
Rate
Rank
Constant
Lending Platform
30-180 days
4
3.9
Short review

Is MyConstant really a legit money-making platform?
MyConstant reviews always seem to be positive. But as we know, the P2P crypto-lending market can be quite deceiving. That's why we have taken the responsibility of providing you with an unbiased MyConstant review. We will analyze every aspect of MyConstant, and provide you the right information to make informed decisions.

Pros

Earn money just like a savings account

Varied investment options

Assured collaterals and guarantees

Great support and transparency

Free and easy withdrawals

Cons

Some reports of delayed credits

KYC requirements for fiat transfers

Aave
Lending Platform
1-360 days
3
4.5
Short review

Crypto lending is opening up a new range of possibilities for depositors and borrowers. Several crypto-lending platforms are competing to come up with innovative solutions to attract investors.
Among them, Aave is making a wave in the market with its most extensive options of assets for lending and borrowing. On top of that, you can also take advantage of loans without collateral.
Excited to know more? Let's find out more in our Aave review!

Pros

Great rates in the industry

Pioneers of the DeFi movement

A wide range of assets to lend and borrow

Used by a huge number of people

Zero collateral loans

Cons

Not very user-friendly

Need technical knowledge to avail flash loans

Nexo
1-360 days
3
4
Short review

Is Nexo worth the hype? Discover the good, the bad, and the outright amazing aspects of Nexo.io. So, use this opportunity to make an informed decision concerning your future with Nexo

Pros

The Nexo online platform is user-friendly.

The Nexo card makes it easy to access funds in the Nexo wallet.

Client funds are secured and insured.

Nexo.io offers affordable interest rates on both loans and deposits.

Nexo supports over 45 fiat currencies and 12 cryptocurrencies.

Cons

Margin calls are possible in case the value of your cryptocurrency security drops.

Nexo.io offers limited interest on cryptocurrency deposits.

Proof of identity is a must, making it unsuitable for people who prefer to remain anonymous in the crypto-exchange space.

Celsius
Lending Platform
6 - 36 Months
5
4.8
Short review

Celsius Network has been on the financial headlines with its big promise, attracting massive attention from crypto traders. Guaranteeing a 4-10% APY annual return is quite a big promise to make to stakeholders, which many have termed as unreal. However, in this article, you get an in-depth overview of Celsius services, highlighting both the good, the bad and the hype. By the end of this review, you will understand clearly whether the company can deliver its big agenda to the members or not and if it does, how it does it.

Pros

There is no minimum deposit.

No withdrawal fee feature.

Freedom to choose how to receive or pay your interest.

Celsius Network does not lock the funds of the users.

No Credit Check

Cons

$25k Limit on Immediate Withdrawals

They do not offer a downloadable earning statement.

Dmitry Leiko
Author

My name is Dim. I am a marketer and cryptocurrency enthusiast. I have consulted on SEO issues for companies such as u.today, cointelegraph and other major media. I am interested in DeFi and cryptocurrency loans. I study this field, test different companies and share honest experience on this site.

Frequently Asked Questions